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You will not be shocked to hear that as a divorce legal representative one of the concerns that I'm often asked is, 'when is my finest time to submit for divorce in order to get the highest settlement?'.

The reward they want is their partner (or other half's) pension and I offer them an extremely easy response: the longer the marriage - the larger the claim.
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Take Trudy whose 2nd marriage was to Eric, a wealthy residential or commercial property designer who had a few residential or commercial properties, ISAs and financial investments. To Trudy, the real reward was Eric's pension which was worth more than ₤ 1 million.

The marriage concerned an end after five years, but when Trudy attempted to declare versus Eric's pension she was ravaged to be told by her attorney that rather of the half-share that she had actually determined in her mind that she would be granted, she was wrong.

Eric could, in reality, ring fence all the pension that he had developed prior to the marriage. This indicated that Trudy might only claim a small proportion that had actually accrued throughout their short time together.

The judge felt that the excessiveness of Trudy's claim was expensive which most of the wealth in the marital relationship had come from Eric and this was reflected in the settlement that Trudy got.

So while she got a capitalised settlement to reflect the way of life that they had actually enjoyed together, it was nowhere near her expectations. The ethical of this story? A brief marriage equates to less properties awarded.

It could not have actually been more various for Gloria, who was married to Frank for more than 30 years. Frank confessed to having affairs with women who he described as 'the worked with assistance', thinking it did not actually count as infidelity. It did to Gloria. As the pensions stacked up throughout their three years relationship, Gloria was able to declare half of it and was granted equality of all the pensions.

Vanessa Lloyd Platt, a leading divorce lawyer, says the longer the marital relationship, the bigger the divorce claim

Frank could not call fence one penny of it. And thanks to the length of the marriage, Gloria received what is called a 'Joint Lives Order' for maintenance. In other words, this means Gloria would be given upkeep for life, although this is unusual today as most maintenance payments are for a set term only.

It was not helped by the reality that Frank had actually not been forthcoming over the real level of his cost savings and had at the last minute tried to transfer funds offshore. He was offered a punitive award and Gloria benefited from numerous thousands more on her side of the divorce formula. The ethical here is that dishonesty does not pay - specifically in a divorce court.

So that's short and long marriages - what about a longer than average length of marital relationship (12 years) for say 15 years?

Here the court will equalise the capital of the pension unless wealth has been accumulated before or certainly, for a period, after separation.

It is constantly crucial that a pensions professional analyse the worth of a pension so the appropriate figure can be calculated.

Which is where Gemma came unstuck. She had a 16-year marital relationship to City broker Paul. His pension faced hundreds of thousands of pounds. Gemma was none too troubled by the pension however, like numerous partners I see, she wanted the security of remaining in the home that she loved. So rather of claiming any of Paul's pension she traded it off versus the value of the home.

This is called a 'set-off', however as a legal representative I would constantly recommend to any customer that an actuary report is obtained very first and all options are considered.

Wives in particular can come out with a lesser deal when they select this alternative. The ethical here is that you might feel young and ready to start afresh, but do not be too quick to trade away your future pension.

Vanessa says that in a marriage longer than the average of 12 years, the court will equalise the capital of the pension unless wealth has been accumulated before or, for a duration, after separation

Another question I'm often asked is whether a mediator will take into consideration all of the couple's possessions to increase a settlement.

So lots of people seem to think that mediators will go easy on the parties - and in particular - might get away with more by using an arbitrator, than if the matter is before the court.

This is a fallacy, as Neil found. The business director believed that mediation would indicate that he could put pressure on Judy to settle. It had actually been a long marital relationship spanning twenty-eight years and he believed that Judy was not the brightest. He felt he could bluff his way through and hoodwink the arbitrator.

What Neil had actually not reckoned upon was the perseverance and cleverness of the arbitrator who firmly insisted that all info be produced for the conferences. The arbitrator could see that Neil was being obstructive in answering questions about monetary transactions and motion of cash between subsidiary companies.

Little had actually Neil presumed that the conciliator had been a forensic private investigator for HMRC, before ending up being a matrimonial arbitrator. After many sessions the arbitrator recommended a settlement figure which Neil was outraged by and insisted they go to court. Unfortunately for Neil - the exact same settlement figure was reached in court. It deserves remembering that mediation can be a much better method of fixing matters however is never a soft choice.

Mediators will help the couple and instruct actuaries to exercise pension divisions whatever the length of the marital relationship. The courts are now encouraging the celebrations to think about alternatives to court procedures more than ever. Arbitration is likewise being motivated. All these alternatives are readily available in other words, medium and long marriages.

This is the factor EVERYONE is divorcing ... and why your marital relationship is at danger without you recognizing

So no matter the length of your marriage, I encourage all my customers not to have impractical expectations of what the final figure must be. It's crucial to understand that you can not penalize your quickly to be ex-partner in the courtroom. Unless you can demonstrate that the behaviour of your partner has had a financial effect, the conduct or behaviour will be neglected.

Let me present you now to Henry, who thought that he was being particularly clever when he moved his shares in the family company to his bro, moneyed in the capital from his pension and offered it to a good friend and bought himself a Lamborghini.

This was due to the fact that Claudia, his partner of twelve years had started divorce proceedings. At the end of the lawsuits, the court found that he was intentionally trying to decrease the assets offered to Claudia and added back all the value of the pension, the cost of the Lamborghini and the shares to his side of the equation and after that divided all of it in half. Henry's actions were so contrived that his attempts to drain the possessions absolutely backfired on him. Oh and Henry needed to sell the Lamborghini.

The ethical of the story when it pertains to how to increase your settlement? Don't attempt to be too creative, play reasonable and truthfully, or risk the really opposite of what you intended to achieve. Divorce can be a minefield, and it does not have to explode for either of you if you both take practical steps towards fixing matters.

* All names have been altered to secure customer identity.